Infrastructure for payment companies

The rails behind the world's payment companies

CXPAG connects local payment partners to international settlement networks through a single integration — so payment service providers, digital banks, and money movement platforms can reach new markets without building settlement infrastructure themselves.

$20M+
Daily settlement volume
150+
Countries reachable
99.9%
Network uptime SLA
20+
Liquidity & banking partners
Built for the companies that move money

One network, every kind of payment company

Whatever you move — remittances, payouts, merchant settlement, digital asset on/off-ramps — CXPAG gives your platform the local reach and international settlement it needs to operate in a new market.

Payment Service Providers
Digital Banks & Neobanks
Money Transfer Operators
Digital Asset Platforms
E-commerce Payment Platforms
Payroll & EOR Platforms
Why payment companies build on CXPAG

Everything you need to settle globally, without becoming a bank

🌐

Local + international reach

One integration connects you to local payment rails and international settlement corridors across 150+ countries.

Near-instant settlement

Move funds through digital Dollar and Euro rails, cutting settlement times from days to minutes.

🛡️

Licensed infrastructure

Operate on regulated rails — EMI, VASP, and money transmission licenses already in place — so you don't have to acquire them yourself.

📊

Real-time transparency

Track every settlement end-to-end with full audit trails your compliance and finance teams can rely on.

Model the impact

Estimate what your customers save on cross-border settlement

$0
estimated annual savings
Simple to integrate

How the network works

01

Connect via API

Integrate once with CXPAG's settlement network — no need to negotiate local banking relationships market by market.

02

Route locally

We connect your flows to vetted local payment rails and liquidity partners in the destination market.

03

Settle internationally

Funds move through our licensed international settlement partners, with near-instant finality.

04

Monitor in real time

Full audit trail and reporting for every transaction, ready for your compliance and finance teams.

Regulatory coverage

Infrastructure built on licensed rails

We hold — directly and through regulated banking partners — the licenses that let your platform move money legally across borders, without building a compliance function from scratch.

  • EMI license in the UK and EU through regulated banking partners
  • VASP registration in Spain, covering custody and exchange of virtual assets
  • Money transmission licenses across 50 US states through banking partners
  • AML & transaction monitoring integrated with Chainalysis for real-time risk assessment
  • SOC 2 Type II, ISO 27001, and ISO 27701 certified
  • Comprehensive audit logs for every transaction and platform action
Liquidity & settlement partners

20+ tier-1 banking and liquidity partners

Barclays Deutsche Bank Santander BBVA BNY Mellon
SOC 2 Type II Certified ISO 27001 & ISO 27701 99.9% Uptime SLA

Ready to plug into global payment rails?

Talk to our team about connecting your platform to local and international settlement partners.

Talk to our team
Get in touch

Let's connect your platform to the network

Tell us about your business and settlement needs — a specialist will follow up within 24 hours.